About Us

Chartered on Sanibel Island in 2003, Sanibel Captiva Community Bank began as a small, locally owned and operated community bank primarily serving the residents and businesses of Sanibel and Captiva Islands. We opened our doors with loans and deposits totaling $48 million dollars and $30 million in assets.

Fast forward to 2025, SanCap Bank now has eight locations with total assets over $900 million. Over the last several years we’ve experienced explosive growth with six branches off island in Lee County - and soon be nine with our newest location comingo to Fort Myers Beach in 2026.

The bank is consistently nationally ranked in the top 25 as a best-performing community bank by S&P Global Market Intelligence. SanCap Bank is well-capitalized and generates the highest return on equity of all Florida banks in excess of $155 million in total assets.